Last updated: June 30, 2026

Operated by FX-EDGE V LTD, a company organized and existing under the laws of Vanuatu, with its

registered office at 1276, Govant Building, Kumul Highway, Port Vila, Vanuatu, registered under

number 700604 (the “Company”, “we”, “us” or “our”).

These Terms and Conditions (the “Terms”) govern your (“you” or the “Trader”) access to and use of

the Company’s platform, services, proprietary evaluation, assessment, challenge and simulated

trading programs and related content operated and offered by FX-EDGE in affiliation with [Prop Brand]

(the “Services”), including such Services made available through third-party brand or white-label front-

end interface.

By accessing the website, registering an account, purchasing a challenge or otherwise using the

Services, you confirm that you have read, understood and agree to be legally bound by these Terms. If

you do not agree, you must not use the Services.

These Terms constitute a legally binding agreement between you and the Company.

1. Nature of the Services

1.1. The Company provides access to proprietary evaluation and simulated trading programs

designed to assess trading skills, discipline and risk management. The Services are provided

for assessment, simulation and performance evaluation purposes only based on demo

accounts.

1.2. The Company (as part of these Services) does not provide any investment services, brokerage

services, portfolio management, execution of client orders, custody of client funds or assets,

investment advice or recommendations of any kind.

1.3. All trading activity conducted as part of the Services is simulated unless expressly stated

otherwise under a separate agreement.

1.4. For the avoidance of doubt, the Services do not involve participation in financial markets,

execution of transactions on behalf of users, or the investment of users’ funds.

1.5. Any references to trading, markets or instruments are used solely to describe the simulated

environment and evaluation methodology applied within the Services.

1.6. Participation in the Services does not create any employment, agency, partnership or joint

venture relationship between you and the Company or any affiliated entity.

1.7. The Company operates and provides access to proprietary evaluation, assessment and

simulated trading programs, including all technical, execution, monitoring, risk-management,

account and infrastructure components of the Services.

1.8. The Services are provided solely for assessment, simulation and performance evaluation

purposes.

1.9. Payment Settlement by Odeonpay ALE S.R.L (“Paysagi”)

The Supplier is FX-EDGE V LTD. Payments are settled via Odeonpay ALE S.R.L. (“Paysagi”),

acting solely as Merchant of Record for transaction settlement purposes. Paysagi is not the

supplier of the goods or services. Payment settlement is subject to Paysagi’s Terms of Use,

available at https://paysagi.com/terms-of-use/, which are presented to customers during the

payment process.

2. White-Label and Prop Brand Disclaimer

2.1. Where the Services are accessed through a third-party brand, trade name or white-label

interface (each a “Prop Brand”), such Prop Brand acts solely as an independent branding and

marketing partner providing a front-end interface. Prop Brands do not provide the Services,

are not parties to these Terms, and have no authority to determine, modify or control the

structure, rules, risk parameters, monitoring, payouts, account operations or complaints

handling relating to the Services.

2.2. The Company remains solely responsible for the provision and operation of the Services and

for its contractual relationship with the Trader. Nothing herein shall be construed as creating

any agency, partnership, employment or representative relationship between the Company

and any Prop Brand, or between the Trader and any Prop Brand.

3. Amendments to the Terms

3.1. The Company reserves the right, at its sole discretion, to modify, update, replace or amend

these Terms at any time. Updated Terms will become effective upon publication on this

website with a revised effective date.

3.2. Your continued use of the Services after any amendment constitutes acceptance of the

updated Terms.

4. Trader Representations

4.1. By using the Services, you represent and warrant that:

4.2. You are at least eighteen (18) years of age (or you meet other higher age requirements if

applicable in your case) and have full legal capacity to enter into this agreement.

4.3. You are acting on your own behalf or, if acting on behalf of a legal entity, you are duly

authorised to bind such entity.

4.4. Your use of the Services complies with all applicable laws, regulations and restrictions in

your jurisdiction of residence.

4.5. You are not subject to any legal or contractual restriction that would prohibit your

participation in the Services.

4.6. You acknowledge that the Services are accessed solely at your own initiative and request

and not as a result of any active marketing, solicitation or targeting by the Company in your

jurisdiction.

5. Reverse Solicitation and Geographic Restrictions

5.1. The Services are made available on a cross-border, reverse-solicitation basis only.

5.2. The Company does not actively market, promote or target the Services to users in jurisdictions

where such services would be unlawful or require regulatory authorisation.

3. You are solely responsible for determining whether access to and use of the Services is lawful

in your jurisdiction. The Company makes no representations regarding the availability or

legality of the Services in any particular country.

5.4. You acknowledge that you have not relied on any representations, statements, marketing

materials or promotional content other than those expressly set out in these Terms when

deciding to use the Services.

6. Limited Licence

6.1. Subject to compliance with these Terms, the Company grants you a limited, non-exclusive,

non-transferable, non-sublicensable, revocable licence to access and use the Services for their

intended purposes.

6.2. You acquire no ownership rights in any intellectual property, software, data, content or

systems used in connection with the Services.

6.3. The Company reserves all rights not expressly granted under these Terms.

7. Prohibited Uses

7.1. You must not use the Services in any manner that violates applicable law, infringes third-party

rights or disrupts the integrity, security or operation of the Services or related systems.

7.2. You must not attempt to access, interfere with or misuse the Services through unauthorised

means, including scraping, crawling, reverse engineering, circumvention of technical

safeguards or similar activities.

8. Forbidden Trading

8.1. You are also prohibited from using any trading strategy that is expressly prohibited by the

Company and/or Prop Brands. Such prohibited trading (“Forbidden Trading”) shall include,

but not be limited to:

a) exploiting pricing errors, data inaccuracies, non-public or insider information, system

malfunctions, latency issues or delays in price updates, whether knowingly or

unknowingly;

b) executing trades based on external, delayed, non-standard or third-party data feeds,

signals or strategies that differ from, are unavailable within, or are not intended to be

used in connection with the Services;

c) engaging in manipulative, deceptive or coordinated trading behaviour, whether alone

or in cooperation with others, including between related Accounts, Accounts held under

different legal entities, or through the simultaneous opening of opposing, offsetting or

hedged positions, including any form of account arbitrage involving other accounts

operated by the Company or any third-party firm;

d) news trading related to macroeconomic data releases, central bank announcement

geopolitical events and other similar ones that may affect unusual market conditions;

e) executing trades in breach of the terms and conditions applicable to the agreement, the

trading platform, liquidity provider or any related technical or execution systems used

within the Services, or in any manner that jeopardises them may result in the

cancellation, reversal or invalidation of trades at any time at the sole discretion of the

Company;

f) front-running of trades placed elsewhere, including trades executed with other brokers,

venues or trading accounts;

g) using software, scripts, algorithms, artificial intelligence tools, ultra-high-frequency

techniques, automated trading systems, mass-order strategies, third-party, off-the-shelf

or commercially marketed strategies (including those advertised as designed to pass

assessment or challenge accounts), where such use is intended to manipulate, abuse,

circumvent rules or obtain an unfair advantage from the Services or its systems;

h) employing materially different trading strategies, risk profiles or execution behaviour

between an assessment or challenge phase and a funded or simulated funded account,

as determined by the Company in its sole and absolute discretion;

i) engaging in trading behaviour that materially deviates from how trading is ordinarily

conducted in the relevant financial markets, including holding or opening positions in a

manner designed to exploit market close-to-open gaps, earnings announcements or

similar events (such as holding single-share equity CFD positions into an earnings

release), or otherwise giving rise to reasonable concerns that the Company any broker

or any third party may suffer financial, operational, regulatory or reputational harm.

Any detection of Forbidden Trading may result in immediate termination of participation in

the Services, disqualification and forfeiture of any fees paid at any time at the sole discretion

of the Company.

The Company reserves the right to review, amend, cancel or reverse any transaction where

execution was affected by Forbidden Trading.

Such determination shall be final and binding on the Trader.

9. Education and Information Disclaimer

9.1. The Services are not educational programs and do not constitute training, coaching or

instruction in trading or investing.

9.2. Any information, data or content made available is provided for general informational

purposes only and does not constitute financial, investment, legal or tax advice.

9.3. Past performance is not indicative of future results.

10. Account Registration

10.1. To access the Services, you must create a personal account. You are responsible for

maintaining the confidentiality of your login credentials.

10.2. Accounts are personal and may not be shared, transferred or used by third parties.

10.3. Unless expressly approved in advance in writing by FX-EDGE in exceptional cases, each User

is permitted to maintain only one Account under each Prop Brand. The creation, use or

operation of multiple Accounts by the same User is prohibited. Where an additional account

is identified, FX-EDGE reserves the right to suspend, block or permanently restrict access to

any such additional account.

10.4. The Company will make the guidelines applicable to the Services available on its website

and/or by email. Such guidelines, as amended from time to time at the Company’s discretion,

form an integral part of these Terms.

10.5. The Company makes no representations, warranties or guarantees, express or implied,

regarding future employment, access to funded programs, monetary payments or any other

form of compensation or reward arising from your participation in the Services or your

performance as a trader.

11. Fees, Payments

11.1. Participation in certain Services, including assessment or challenge programs, requires the

payment of a one-time fee. The applicable fees, payment methods and any applicable taxes

will be displayed on the website prior to purchase.

11.2. Fees are payable to the Company or to authorised third-party payment service providers

acting on the Company’s behalf, including payment processors or merchants of record. The

Company does not provide payment services and does not store payment card or wallet

credentials.

11.3. By submitting a payment, you authorise the Company and/or its authorised payment service

providers to charge the applicable fees using your selected payment method. All payments

are subject to the terms and conditions of the relevant payment service provider.

11.4. The Company shall not be responsible for any delays, failures or errors in payment processing

attributable to third-party payment service providers.

12. Refunds and Chargebacks

12.1. Fees paid for participation in the Services are non-refundable once access to the relevant

challenge or assessment has been granted.

12.2. The Company may, acting reasonably and at its sole discretion, issue a refund in exceptional

circumstances, including in the event of a technical error or material failure to provide access

to the purchased Service.

12.3. You agree not to initiate chargebacks or payment disputes without first contacting the

Company and allowing a reasonable opportunity to investigate and resolve the issue.

Improper, abusive or fraudulent chargebacks may result in suspension or permanent

termination of your access to the Services.

12.4. Any refund issued shall be limited to the amount actually paid for the relevant Service and

shall not include compensation for losses, missed opportunities, consequential damages or

any past payments related to other challenges.

13. Funded Accounts and Additional Terms

For the avoidance of doubt, these Terms govern access to the website, user accounts and

participation in assessment or challenge programs operated by the Company in affiliation

with the Prop Brand. Participation in any funded or simulated funded account is subject to

separate terms and conditions (the “Funded Account Terms”). In the event of any

inconsistency or conflict, the Funded Account Terms shall prevail solely with respect to funded

or simulated funded accounts, while these Terms shall continue to apply to all other aspects

of the relationship.

14. Intellectual Property

14.1. All content, software, systems, trademarks and materials made available through the Services

are owned by or licensed to the Company or its licensors.

14.2. No rights are granted to reproduce, distribute, modify or exploit such materials beyond

personal, non-commercial use as permitted by these Terms.

15. Termination

15.1. These Terms remain in effect from the moment you first access the Services until terminated.

15.2. The Company may suspend or terminate access to the Services at any time, with or without

notice, in its sole discretion.

15.3. Termination does not affect provisions intended to survive, including disclaimers, limitation

of liability and indemnities.

15.4. If there is no activity (defined as the absence of any trades) on your Account for a continuous

period of 30 calendar days, your Account will be automatically closed and your Service will be

terminated. You will not be entitled to a refund of fees paid in connection with the challenge.

16. Disclaimer of Warranties

16.1. The Services are provided on an “as is” and “as available” basis.

16.2. To the maximum extent permitted by law, the Company disclaims all warranties, whether

express, implied or statutory, including warranties of merchantability, fitness for a particular

purpose, accuracy, reliability and non-infringement.

17. Risk Disclosure Statement

17.1. Participation in the Services involves a high degree of risk and may not be suitable for all

individuals. You should carefully consider your objectives, experience and risk tolerance and

should not use funds that you cannot afford to lose.

17.2. The Services do not involve the investment of your own capital. However, the trading

strategies and methodologies assessed through the Services are inherently speculative and

may involve significant financial risk in real market conditions.

17.3. Trading in leveraged and over-the-counter instruments is subject to market volatility, liquidity

risk and execution risk. Leverage may amplify both gains and losses, and adverse market

movements can occur rapidly and without warning.

17.4. The use of electronic and internet-based systems involves operational and technological risks,

including delays, disruptions or failures of hardware, software or connectivity. The Company

does not guarantee uninterrupted or error-free operation of the Services.

17.5. No representation or guarantee is made regarding performance, profitability or results, and

past or simulated performance is not indicative of future outcomes. Participation in the

Services is undertaken entirely at your own risk.

18. Limitation of Liability

18.1. To the maximum extent permitted by law, the Company shall not be liable for any indirect,

incidental, consequential, special or punitive damages.

18.2. The Company’s aggregate liability shall not exceed the total fees paid by you for the relevant

Services during last 3 months or USD 1,000, whichever is lower.

18.3. If the Services are not provided or does not correspond to what has been agreed under these

Terms, you may submit a complaint by sending an email to [EMAIL]. FX-EDGE shall

acknowledge receipt of the complaint and use reasonable efforts to resolve it as promptly as

possible, and in any event no later than within thirty (30) calendar days from the date of

receipt. You should be informed of the outcome of the complaint handling process by email.

19. Indemnification

19.1. You agree to indemnify, defend and hold harmless the Company, its directors, officers,

shareholders, employees, contractors, subsidiaries, affiliates, white label partners, service

providers and representatives (each an “Indemnified Party”) from and against any and all

claims, demands, actions, proceedings, losses, damages, liabilities, fines, penalties, costs and

expenses (including reasonable legal and professional fees) arising out of or in connection

with:

a) your access to or use of the Services or website, including any trading activity conducted

in connection with the Services;

b) your breach of, or failure to comply with, any provision of these Terms, any program

rules, guidelines or policies incorporated by reference, or any representations or

warranties made by you under these Terms;

c) your violation of any applicable law, regulation, rule, ordinance, directive or treaty,

whether local, national or international, including but not limited to laws relating to

financial services, consumer protection, sanctions, anti-money laundering, market

conduct or data protection;

d) any allegation that content, data, actions or conduct attributable to you infringes,

misappropriates or otherwise violates the intellectual property rights, privacy rights,

confidentiality obligations or other proprietary or personal rights of any third party;

e) any misuse of the Services, circumvention of program rules, engagement in Forbidden

Trading, abusive trading behaviour, manipulation, or attempts to exploit technical,

pricing or system features of the Services;

f) any improper, abusive or fraudulent payment activity initiated by you, including

chargebacks, payment disputes, false claims of unauthorised transactions or misuse of

payment instruments.

19.2. Your obligation to indemnify includes the duty to reimburse the Company for any amounts

paid in settlement of claims, judgments, awards or penalties, provided that such settlement

was entered into in good faith and relates to a matter subject to indemnification under these

Terms.

19.3. You acknowledge and agree that your obligation to defend and indemnify does not grant you

the right to control, direct or interfere with the defence of any claim brought against an

Indemnified Party. The Company reserves the exclusive right, at its own discretion, to assume

control of the defence, appoint legal counsel of its choosing, and decide whether to contest,

settle or otherwise dispose of any such claim.

19.4. The Company may, but is not obliged to, notify you of any claim subject to indemnification.

Failure to provide prompt notice shall not relieve you of your indemnification obligations,

except to the extent that you are materially prejudiced by such failure.

19.5. Your indemnification obligations under this section shall survive the termination or expiry of

these Terms and your access to or use of the Services.

19.6. For the avoidance of doubt, nothing in this section creates any contractual relationship

between the Trader and any Prop Brand.

20. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and

Wales, without regard to its conflict of laws principles. Any dispute, claim or proceeding arising

out of or in connection with these Terms, including any question regarding its existence,

validity or termination, shall be subject to the exclusive jurisdiction of the courts of England

and Wales.

21. Force Majeure

21.1. The Company shall not be liable for any delay in performance, failure to perform, or

interruption of the Services, nor for any claims, losses, damages, liabilities, costs or expenses

(including reasonable legal fees) incurred by the Trader, to the extent such delay, failure or

interruption results from events or circumstances beyond the Company’s reasonable control.

21.2. Such events shall include, without limitation, acts of God, natural disasters, pandemics,

epidemics, fire, flood, earthquake, explosion, war (declared or undeclared), armed conflict,

civil unrest, terrorism, riots, insurrection, international intervention, strikes or labour

disputes, governmental or regulatory actions or omissions (including exchange controls,

sanctions, embargoes, nationalisations, expropriations, confiscations or devaluations),

changes in law or regulatory interpretation, market disruptions or extreme market conditions,

failures or delays in utilities, power supply, telecommunications, internet connectivity or data

transmission, and any failure, malfunction or unavailability of hardware, software, systems or

infrastructure operated by the Company, the Trader, brokers, liquidity providers or any third-

party service providers.

21.3. The Company shall also not be liable for any inability to communicate with the Trader or any

third party, or for any degradation of service quality, latency, delay, suspension or disruption

arising from the occurrence of a Force Majeure event.

21.4. During the continuation of a Force Majeure event, the Company shall be entitled, acting

reasonably, to suspend, limit or modify the Services without liability. The Company shall use

reasonable efforts to resume normal performance of the Services as soon as practicable

following the cessation of the Force Majeure event.

21.5. Nothing in this section shall exclude or limit any liability which cannot be excluded or limited

under applicable law.

22. Miscellaneous

22.1. If any provision of these Terms is held invalid or unenforceable, the remaining provisions

shall remain in full force and effect.

22.2. Failure to enforce any provision shall not constitute a waiver.

22.3. In the event of termination of the agreement between the Company and Prop Brand, the

Company is entitled to transfer Trader Account previously operating under a given Prop Brand

to another prop brand while maintaining the existing commercial terms and conditions or to

purchase the challenge from another prop brand on preferential terms, which depends on

the sole decision of the Company, depending on the possibility of implementing the above.

22.4. These Terms constitute the entire agreement between you and the Company with respect to

the Services.

22.5. These Terms shall be interpreted in a commercially reasonable manner and shall not be

construed against the Company solely on the basis that it drafted them.